Get Pre-Approved Now

Having a pre-approval letter from a mortgage lender is one of the most powerful tools you can have when buying a home. A pre-approval letter will set you apart from other borrowers because it will show a seller that you can actually afford their home, and that you are already working with a lender who has preliminarily approved you for a home loan.

When you approach a lender to be pre-approved for a home loan you will need a few items. In order to verify your information the lender will need:

· W2 forms for the last two years

· Last two pay stubs

· Most recent bank and investment statements

This information is what sets apart a pre-approval from a pre-qualification. Being pre-approved means that the information you have given the lender has been verified; whereas a pre-qualification is the lender just taking your word.

For more information, contact us below or at 708-531-8388.