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Disclosures and Licensing

United Home Loans Disclosures and License Information

United Home Loans is an Equal Housing Lender. We do not engage in business practices that discriminate nor discourage application from those seeking credit on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. All information we request is voluntary and will be kept confidential.

We fully comply with the Equal Credit Opportunity Act and all other Federal regulations. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

For more information on the ECOA, please visit: http://www.ftc.gov

United Home Loans, Inc. – NMLS #207546

For NMLS information, please visit: http://www.nmlsconsumeraccess.org

Additional United Home Loans, Inc. Disclosure requirements

United Home Loans, Inc. is a licensed mortgage lender. Some states require specific licensing information, which is found below

  • Alabama – Alabama Consumer Credit License #23473 – State of Alabama State Banking Department, 401 Adams Ave, Montgomery, AL 36104-4350
  • Arizona – Mortgage Banker License #1035758
  • California – Licensed by the Department of Financial Protection and Innovation, under the CA Residential Mortgage Lending Act
  • Colorado – United Home Loans, Inc. NMLS #207546, (708) 531-9060, Regulated by the Division of Real Estate
  • Florida – License #MLD1018 – Office of Financial Regulation, Division of Consumer Finance, 200 E. Gaines Street, Tallahassee, FL 32399, 850-410-9805
  • Georgia – Residential Mortgage License #57072, Department of Banking and Finance
  • Illinois – Residential Mortgage Licensee #MB.0006479 – Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, Illinois, 60601, 844-768-1713 | 4 Westbrook Corporate Center, Suite 650, Westchester, IL 60154
    • STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
    • The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the DepartmentIllinois Department of Financial and Professional Regulations

      James R. Thompson Center
      DFPR-Residential Mortgage Banking
      555 West Monroe St., 5th Floor
      Chicago, Illinois 60661
      (888) 473-4858

  • Indiana – License #17969 – Indiana Department of Financial Institutions, Consumer Credit Division, 30 South Meridian Street, Suite 300, Indianapolis, IN 46204, 317-232-3955
  • Iowa – License Number MBK-2021-0046, Iowa Division of Banking, 200 East Grand Avenue, Suite 300, Des Moines, IA 50309-1827
  • Kentucky – License #MC751553 – Commonwealth of Kentucky Finance and Administration, 702 Capital Avenue, Frankfort, KY 40601
  • Maryland Mortgage Lender License 207546
  • Michigan – License #FL0017991 – Department of Insurance and Financial Services, 611 W. Ottawa Street, 3rd Floor, Lansing, MI 48933, 877-999-6442
  • Minnesota – Residential Mortgage Originator License #MN-MO-207546 – Minnesota Department of Commerce, 85 7th Place East, Suite 500, St. Paul, Minnesota 55101, 651-539-1600
  • North Carolina – Licensed as a Mortgage Lender by the Commissioner of Banks No. L-216987
  • Ohio – Ohio Residential Mortgage Lending Act Certificate of Registration License #RM.804460.000
  • Pennsylvania – License #102797 – Licensed by the Pennsylvania Department of Banking and Securities
  • South Carolina – License MLS-207546 – South Carolina State Board of Financial Institutions, Consumer Finance Division, 1205 Pendleton Street, Suite 306, Columbia, SC 29201
  • Tennessee – Mortgage License #118046 | 1230 2nd Ave South, Suite 202, Nashville, TN 37210
  • Texas – For TX Consumers Only:
    CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov.
  • Wisconsin – Mortgage Banker License #21898BA, Wisconsin Department of Financial Institutions, Mortgage Banking Section, 201 W Washington Avenue, Suite 500, Madison, WI 53703, 608-261-7578
  • Wisconsin – Mortgage Broker License #207546BR, Wisconsin Department of Financial Institutions, Mortgage Banking Section, 201 W Washington Avenue, Suite 500, Madison, WI 53703, 608-261-7578