Privacy and Security

We Care About Protecting your Privacy

OUR POLICY
uhloans.com does not disclose any non-public personal information about our customers past or present to anyone except as permitted by law.
• We do not sell or share any non-public personal information with marketers outside our company.
• We do not sell or share any such information with other financial institutions through the use of joint marketing agreements.
• Any direct marketing offer sent directly by us always provides information on how to opt out of any future direct marketing offers from our company.

INFORMATION WE COLLECT ABOUT YOU
During the course of processing your application, we accumulate certain non-public personal financial information about your income, assets and credit history in order to allow us to make an informed decision about granting you credit. We collect such non-public information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information obtained when verifying the information you have provided; (iii) information about previous transactions with us; and (iv) information we receive from consumer reporting agencies.

THE LAW REGARDING DISCLOSURE OF YOUR INFORMATION
By law, lenders may disclose non-public personal information they collect to companies that perform marketing or other services on their behalf or to other financial institutions with whom they have joint marketing agreements. They may also disclose such information under
certain other circumstances permitted or required by law, including in connection with a subpoena or similar legal process, a fraud
investigation, recording of deeds of trust and mortgages in public records, or the sale of a mortgage to another lender.

HOW WE PROTECT YOUR INFORMATION
We maintain physical, electronic and procedural safeguards to protect your non-public personal information. Encryption technology is used when loan applications and other non-public personal information is transmitted over the Internet. We restrict access to non-public personal information to those employees who need to know that information to provide our services to you. Our employees are bound by a
Confidentiality Agreement requiring confidential treatment of all such information.

FUTURE CHANGES TO OUR POLICY
If at any time in the future we revise this Privacy Policy to allow additional disclosure of non-public private information to non-affiliated
companies, as permitted by law, we will provide notice of such change to you prior to implementation of the new policy. If you have any
questions regarding this Privacy Policy, please call us at 708-531-9060 or email us at info@uhloans.com.